And of course it also gives you that gorgeous screen that's not just big – it's bordering on tablet size. Despite using a late 2014 processor, its UI is just as zippy as the 2015 phones – thanks in no small part to its stock Android software, with no manufacturer skins on top. So which is the best? Well, that's always a subjective call, but we think the Galaxy S6 and Galaxy S6 edge are really hard to beat right now – with Samsung's first premium designs complementing an awesome all-around user experience and cutting-edge set of specs.The Nexus 6 has aged well, and is our pick for the best phablet you can buy today. If your credit is good, that will start at $0 down for most of these handsets.

Spurred on by T-Mobile, most US carriers now also offer 24-month financing without signing a contract. This can vary a bit too among carriers and retailers, but these are roughly what you can expect to pay upfront if you're signing a new two-year contract along with your purchase. The LG G Flex 2 is the only all-plastic phone in this bunch, with a cheap-feeling aesthetic compared to its eight rivals. (though you can also order a Moto X with a higher-end leather or wooden back) Since the aluminum sides of the phones are typically what you notice the most in your hand, they feel much more premium than their plastic backs would suggest Three more handsets are what we'd call half-premium: the Note 4, Nexus 6 and Moto X. For that reason, we'd place it behind Apple's and Samsung's flagships among the premium phones. The all-metal HTC One M9 is still one of the best-looking phones you can buy, but its build is growing a bit long in the tooth, after HTC has recycled the same basic design for three straight years.

The Galaxy S6 edge is especially sharp-looking, with its glass back, aluminum sides and curved screen that tapers off on either side. We have five full premium phones in this bunch: the Galaxy S6, Galaxy S6 edge, iPhone 6, iPhone 6 Plus and One M9.

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